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There are so many factors that go into buying a home, but the initial step begins with an honest evaluation of a borrower’s credit score. Why is it so crucial to start here? This is because this score is a key piece of data that lenders look at prior to making the decision to approve

Having challenging credit, including a lower credit score, imperfect payment history or negative credit events, does not exclude borrowers from being homeowners — a dream home is still attainable even if one’s credit score falls below the ideal number.  Many prospective mortgage seekers are in this predicament. According to Forbes, roughly 15% of U.S. consumers

For Immediate Release Social enterprise aims to increase homeownership for all, including those in underserved, minority communities. South Jordan, UTAH, November 15, 2022 – Arrive Home, a national down payment assistance facilitator offering emerging credit solutions for responsible borrowers in underserved communities, has announced its nationwide launch today. The social enterprise aims to increase homeownership

The prospect of future interest rate hikes by the Federal Reserve is a lingering concern for potential homebuyers. What do interest rate hikes really mean for ordinary borrowers? Past experience shows that these increases could lead to the growing costs of purchasing a home and, when this happens, unfortunately, access to homeownership will inevitably be

When it comes to buying your first home, it’s not over until it’s over. And it’s the very end that can get you, if you aren’t careful. One factor that every homeowner has to deal with happens at the end of the home purchase process — closing costs.  But what exactly are closing costs? And