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April 30, 2026 link to original article Lenders are drawing up new game plans, or preparing to, now that Fannie Mae, Freddie Mac and the Housing and Urban Development have committed to adding modernized credit scores as alternatives to Classic FICO. To keep reading, use the link above

April 14, 2026 link to original article What is unique about the second quarter’s market conditions? Ralph DiBugnara, president at Home Qualified: “The Spring market is when demand traditionally shows up. More inventory hits, but so does competition. It’s the market where it’s a buyers and sellers market simultaneously but that can change fast to

Feb 9, 2026 link to original article Industry Briefs, Feb. 9, 2026 Selene Finance Introduces Selene Cares+ Selene Finance, Dallas, has launched Selene Cares+, a new borrower assistance campaign designed to simplify communication and increase clarity. The initial phase of the program focuses on enhanced digital outbound communications, providing educational and informational content that borrowers

January 29, 2026 link to original article National affordable housing innovator Arrive Home has launched New Foundations DPA, a down payment assistance program designed to accommodate borrowers purchasing manufactured homes. Unlike other DPA programs that exist for manufactured housing, New Foundations DPA accommodates single-wide homes. The program is available to lenders working with Arrive Home

January 28, 2026 link to original article SALT LAKE CITY–(BUSINESS WIRE)–National affordable housing innovator Arrive Home has launched New Foundations DPA, a down payment assistance program designed to accommodate borrowers purchasing manufactured homes. Unlike other DPA programs that exist for manufactured housing, New Foundations DPA accommodates single-wide homes. The program is available to lenders working with Arrive

January 28, 2026 link to original article The Salt Lake City-headquartered affordable housing program Arrive Home has launched New Foundations DPA, a down payment assistance program designed to accommodate borrowers purchasing manufactured homes. New Foundations DPA provides 3.5% down payment assistance on the purchase price of a single- or double-wide manufactured home on a permanent

Saving for a down payment is one of the biggest obstacles to homeownership in the United States, even for buyers who can afford monthly mortgage payments. Having to gather thousands of dollars upfront can delay purchases for years. Down payment assistance programs — grants, forgivable loans and other programs — bridge this hurdle by covering

December 12, 2025 link to original article Low-income buyers may assume homeownership means saving for years while watching prices climb further out of reach. But zero-down loans, forgivable grants and down payment assistance programs exist for households earning below their area’s median income — you just need to know where to look and how to

Fannie Mae no longer requires borrowers to have a 620 minimum credit score if the loan is processed through its Desktop Underwriter system. As of Nov. 16, 2025, it joined Freddie Mac, which made a similar policy update earlier this year. Does this mean people with subprime credit scores can now qualify for conventional mortgages?

November 6, 2025 link to original article National affordable housing innovator Arrive Home has enhanced qualifications for its Earned Equity Program to help responsible borrowers with temporary U.S. Visas and valid Employment Authorization Documents purchase a home. First launched in April 2023, Arrive Home’s Earned Equity Program is designed to assist prospective homebuyers who do